World Without Money

What is money? Money is a currency accepted as exchange for goods and services. It is just a piece of paper that everyone would envy. People are obsessed with money and many would kill for it – there is no reason why they would not. Some even choose money over their own family or friends. Money is the reason the world operates, Thousands of people are dying everyday in the world, and all people care about is how they should spend their money after making it. Since money is the reason the world operates, just imagine the world without money to spend. Money makes the world go around.Imagine the world without money; there will be no future. Not everything comes with a price tag, but money can buy people fame, power, and sometimes even a rescue to a life. Most of the wealthy people think that money is the most important aspect of life. Young adults in this generation believe that pursuing wealth will bring them happiness, having enough money is also an achievement now as a goal in life. This essay will discuss about how money affects people’s lives and minds. The cause of death in third-world countries is malnutrition, which leads to starvation and diseases.Money can lead to starvation, which can lead to death. Millions of people die after natural disasters, problems will occur such as shelter, food, and protection. The only solution to that is money, money will be able to buy them the food they need, but the problem is that they do not have enough money. Even their own government cannot help, either because the government is having a financial crisis and are completely broke or they are not willing to spend their last bit money on their own people. That is the reason why charities are involved.Despite the fact that they are already starving to death, some poor countries still have their own governments making them pay taxes. In Africa, one of the major disease is malaria, the causes of it all leads back to money. Why are Africans vulnerable to mosqui tos? That is because they do not have enough money to build proper homes, but USAID (Government agency providing humanitarian assistance) has provided millions of bed nets to avoid malaria; and that has decreased the amount of malaria happening in Africa and other countries (â€Å"House Holds Hang Up Mosquito Nets†. The government also pays the staffs of USAID; people really cannot live without money. Even writers back then, like Shakespeare, wrote about how money changed everything including the feelings one has for another; even in the past, all people cared about was money. For example, if a person was not rich enough, then that person’s lover’s parents wont approve of him or her. An example of that is Romeo & Juliet. People nowadays want more than what they need, that is the cause of greediness. People who are greedy have an excessive or rapacious desire, especially for wealth or possessions. People shop for things that are not necessary, more than half the people in Hong Kong are using an iPhone or an iPad, but it is not really necessary to buy an iPhone or iPad; the point of people buying an iPhone or an ipad is just to show people that they can afford an iPhone or an ipad. Greediness is in everyone, but some people are just greedier than others. Rich people tend to get greedier than others, and that explains why they are so rich. Hard work is required obviously but they do not share usually, because they are scared that their wealth will suddenly get stolen.The problem is once people have the money and power, people are going to want more of those, and then those people would want to become richer than the wealthiest. When people get wealthier, some of them start belittling the people who they think are worth less than them. When in fact, everyone should be equal it does not matter if people are rich or poor. People crave for money; it is okay to crave for money just as long as people do not turn greedy. Because all of that hard wor k will disappear once that person gets buried. Ang 2 Ang 2Researchers have found that countries with wealthier people tend to be happier than the ones who are poor. Rich people can afford fully furnished house that will make them happy, but on the other hand, poor people can barely even afford enough food to feed their own family; that would not make them happy will it now. Can money buy happiness? Yes, money can buy Ang 3 Ang 3 happiness. Money can buy people enough satisfaction in life, but they just want more and more. Once a person gets what they want then that person will want more again, it is like a cycle.They want to have more than what other people have, and it ends up as a competition of who’s the richest. When all that money spent on useless items can be donated to charities with much more necessities. Money can buy happiness in so many ways; like riding a first class in the plane or going on vacation with the whole family while staying in a five star hotel. In som e cases though, money can only buy happiness in a short period of time. When people loose the person they love, they cannot buy that persons life.What people can do in order to forget is to use a little bit of money to have fun, like maybe buying a pint of ice cream or a box of chocolate’s might cheer a person up. Money also cannot buy love, a lot of people now are treating love as if it is a game, and all they are targeting is the money; so people should not get tricked by the ones who they think really loves them because people might also use wealthier people for the money they have. Good schools lead to brighter futures, and in order to get into good schools people need to have the money to get in; unless that person is smart and gets a scholarship.People usually want to go to international schools so that they can get into good universities in the future, kids who’s parents do not have enough money usually get sent to public schools where they do not learn as much as international schools, so meaning they wont get into good universities. People who get into good universities need money or connections, unless they get a scholarship; this is where bribing comes in. Usually if a person is rich they can sometimes just pay the head minister the amount of money they want and just get in.Though a lot of people who do quite good universities tend to become the millionaires in the end, such as Bill Gates and Steve Jobs. Money is a motivation for a lot of people, why do people think they want to go to a better university, its so that they can have a job that pays well. Steve Jobs built the first Apple laptop so that he can prove to his friends that his not just another nerd. Since that went successfully, Jobs thought that that would help him earn some money, and money motivated Ang 4 Ang 4 Jobs to create more of the advanced technologies we have today; such as the iPhone, ipad and MacBook.If money were not there to motivate people to work their brains, then the technologies would not have been as advanced as they today. Bibliography: This website talks about a group in the United States called the USAID who helps provide shelters or food for the countries in need. In this article, it talks about how USAID helps countries; they provided thousands of bed nets for thousands of Africans. This helps the essay because my essay mentions why money affects third world countries, because money can buy them food and a place to live. †About USAID. † USAID. N. P. , 11 Nov. 2011. Web. 1 Mar. 2012. This chapter of the book is about greediness, how people are becoming greedier because of money, and why money isn’t the most important thing on earth. People only think about money, and they stop focusing on other important aspects in life, like family and friends. This helps the essay because it talks about how it makes people greedier because of money and how money will change the way people think and act. Byrne, Rhonda. â€Å" The Secret To Money† The Secret. New York: Atria Books/Beyond Words, 2006. Print. This article is about how money can buy happiness.Researcher’s tried to see if wealthier people were happier than those who were less wealthy, and yes they were happier. This helps the essay because one of my paragraphs talks about whether money can buy happiness or not. â€Å"Can Money Buy Happiness? † CNNMoney. Cable News Network, 18 July 2006. Web. 11 Mar. 2012. This database is about how money buys almost everything in life and you need money to survive. It talks about how you need money to live because everyday you eat, and the only way to get food is to buy it with money. It helps with the essay because the essay is about how money can almost buy anything in life.Chamot, Dennis. â€Å"Money Matters. † Chemical & Engirneering News. 2008 (Apr. 2008): 55. Pubs. Acs. Web. 19 March. 2012. This article is about how money is what is motivating people try their best. It talks a bout the reasons why people takes opportunities, its so people can earn money from it. This helps because part of my essay is about how money can also motivate people into doing more work. The reason why our technologies are advancing now is because of money, because money is what is pushing people to do work or to work harder. Dewhurst, Martin. Guthridge, Matthew. Mohr, Elizabeth. Motivating People, Getting Beyond Money. † Mckinseyquarterly. Web. 11 Mar. 2012. Like the first citation, this article is about a group in the United States called USAID that helps people around the worlds. Households hang up mosquito nets is about USAID providing thousands of bed nets for the families in East Africa and saving their lives from preventing Malaria. This helps the essay because a part of the essay is about how money affects peoples lives and the employees of USAID are getting paid my the government, so without money, USAID would not have any employees. †Households Hang Up Mosqui to Nets. eastafrica. usaid. N. p. , 12 July. 2011. Web. 11 Mar. 2012. This book is about how a rich dad did not finish school but became a millionaire, while the poor dad finished university but ended up poor. It does relate to the essay because it talks about how money is still what motivates a person to work hard, like the rich dad in the book. What motivated him to quite school was because he knew he was going to be rich. Kiyosaki, Robert. Lechter, Sharon. Rich Dad Poor Dad. New York City: Warner Books Ed, 2001. Print. This database is about how money saved a natural disaster that happened in California.Which supported my claim of why money does save thousands of lives, because without money there wont be people helping out in natural disasters, since they get paid for helping. Maggs Ward, William. â€Å"Money for quakes. † Eos Trans. 70(45). Agu. Web. 19 March. 2012. This article is about why the society is becoming unfair, and people are becoming greedier. It also talks about how money does make the world go around, and why money makes people happy. It helps with the essay because the essay talks about greediness and how money affects happiness. Merkin, Daphne. â€Å"The Rich Aren't Like You and Me†¦ † Elle. 13 Sept. 2010. Web. 11 Mar. 2012.

A Master of Business Administration Degree Will Help to Start a New Career

The reason that earning a Master of Business Administration degree will help me to begin a new career is that it will reinforce formal education with my existing work experience thereby increasing my marketability and success potential. The degree will demonstrate my dedication to increasing my business knowledge and skills. The MBA degree is an important step to enhancing my credentials so that I can become a better job candidate. It will also help me develop and sharpen managerial skills to allow me to become an effective manager. I plan to use my MBA to move into a career in human resources management. With today’s job market my MBA will also provide job security because human resources management is a fast-growing career field with many opportunities stemming from its various aspects (MBA Career Opportunities: Career after MBA-Career Path, 2009). The benefits of earning an MBA outweigh the costs. The average cost of an MBA degree is $40,000. 00 to $60,000. 00 (MBA Programs); whereas the median offer for a MBA graduate in 2010 is $110,000. 00. This strongly shows how the hard work to obtain an MBA will reap rewards. I am personally very motivated because I want to exit the front line customer service level. I personally know of other individuals who are pursuing or already have their MBA, which leads me to believe that this degree is one of the most sought after and valued degrees. The Jungian Personality Assessment says that I am sociable, fun-loving, spontaneous, and very generous. It states that possible careers are an events coordinator, musician, ER nurse, fund raiser, or comedian. This assessment describes me very well in correlation to pursuing my MBA and focusing on human resources because I enjoy dealing with a variety of individuals daily. I have a very good memory, am also detail-oriented and very organized. Multi-tasking and working responsively breaks up the monotony of the day and this is very much appreciated in an office environment where assignments can become tedious. Taking charge of assignments and completing them gives me a sense of achievement. Remaining level headed in complicated situations takes skill and patience that I embody. I believe that I can make others feel relaxed in my presence because of my demeanor. I am practical and active, are realistic and self-confident. Action and initiative are two hallmarks of my work ethic. The observations in the Jungian Personality Assessment therefore relate closely to skills I possess that are necessary to be successful in the human resources management field such as organization, multi-tasking, discretion, business ethics, team orientation and dual focus (Schleifer, 2006). An MBA Program offers a range of benefits for the successful applicant, including: Business knowledge regarding business strategies and concepts and the use of that information in practical life and day-to-day business operations. The program will help me to develop better written and verbal communication skills. It will help me develop and enhance my leadership abilities because the MBA degree involves rigorous training, assignments, reports, presentations, and group projects, all of which provide the necessary abilities to handle real-life business situations. Networking with my classmates will create an association during the program that will allow me to have access to resources and be able to draw upon them in the future if necessary (United Network of Help with Masters of Business Administration). In closing I strongly believe that receiving my MBA will be a crucial component in creating a new career.

Punjab -The Gateway to Serenity

Pakistan is a multicultural society when you visit its urban centers especially Karachi but in the rural areas, it is certainly influenced by one culture and that is the culture of Pakistan first and then the province in which the village is situated. The province of Punjab, one of the largest provinces, has the riches village life and for a first time visitor to Pakistan, it is best to start with Punjab to learn more about village life. People in villages speak the native language of the province and not Urdu, which is the native language of Pakistan. While people understand Urdu, they would prefer to communicate in the regional language. They are very hospitable and what makes them endearing to a visitor is their spontaneity and unaffected behavior. They welcome guests with open arms but are very rigid about their own moral and social codes. Since most of them follow the Islamic religion, they prefer the moral code that comes with being a Muslim. There are no large or small restaurants in the villages. If there is anything even remotely close to a restaurant that's what they call a hotel where they serve food on wooden seats or charpoi (a bed made of jute). Women are expected to dress modestly and most girls are married off very young. Men are not the sole breadwinners and women are allowed to work in the fields with the men. In fact more women choose to work than stay at home. Schools are few and quality of education is low. These schools are run by the state but children still manage to gain required primary education from these schools. Village life in Pakistan is rich and there are many cottage industries that provide most of the handicrafts that are even exported to western countries.

Personal Courage Essay Example | Topics and Well Written Essays - 250 words

Personal Courage - Essay Example I have portrayed personal courage in two dangerous and risky scenarios to save a life. The first instance or scenario was in a burning house. It was a neighbor’s a house and everybody had left except a young child who was left sleeping indoors. The inferno had overwhelmed the building and despite the risk of harming myself, I decided to take courage to save the little innocent child. It was challenging and despite the smoke and heat I managed to save the little child. Therefore, it is due to personal courage that enabled me to succeed in the rescue. The second instance or scenario was to save my friend who had been attacked. He was kidnapped by unruly guys on campus and being tortured. I knew my friend was not wrong hence it was unethical for them to exercise such an inhuman act on him. Therefore, I approached them in courage and attacked the gang leader. I won the fight, and my friend was finally free. Therefore, personal courage is a significant virtue that is recommended for one’s protection and

Case Study on Profitability Assignment Example | Topics and Well Written Essays - 1500 words

Case Study on Profitability - Assignment Example Thus the decrease in operating profit margin indicates that operating expenses of Deutsche Brauerei rise faster than its sales, which can be clearly seen from exhibit 1: 48.4% increase in sales against 49.5% increase in operating expenses. In turn this means Deutsche Brauerei now has less flexibility in determining prices, and therefore less safety in tough economic times. The ratio of income taxes to earnings before taxes has also increased to 39.5% in 1999 and 39% in 2000 from 33.8% in 1997 and 34.5% in 1998. From exhibit 1 we can see that taxable income increase steadily over years (which can be explained by unstable economic situation in Ukraine), while earnings before taxes grow slower. Consequently return on sales, which shows the operational efficiency of the company dividing earnings before tax by total sales, has decreased from 4% in 1998 (before default) to 2.8% in 1999 leveling the breakdown to 3.2% in 2000. Still shareholders' equity continues to increase shifting the return on equity ratio up to 10.3% in 2000 - the highest measure for four years; the business looks good from this perspective. Return on net assets which is equal to net income divided by fixed assets and net working capital also shows signs of healthy performance increasing to 8.4% in 2000 6.9% in previous year. The return on assets ratio have returned to its value in 1998 - 4.7% - indicating that a company puts its assets to good use when restoring profitability after economic breakdown in former USSR region. As can be seen from the exhibit 1, sales in Germany have been increasing slowly over the last four years, while the main stake was made on the Ukrainian market. Therefore changes in profitability of DB are greatly affected by local economic climate, which was very unstable these years. Although experiencing difficulties in generating profit, DB has made a successful recover from economic difficulties of the year 1998. Leverage Leverage ratios determine the company's long-term solvency. "Financial leverage is the name given to the impact on returns of a change in the extent to which the firm's assets are financed with borrowed money." (Scott, 1998) For instance debt/equity ratio shows how much money the company can safely borrow over long-terms and it is measured with dividing the total debt with total equity. The debt/equity ratio for DB has fallen from 72.3% in 1997 to 66% in 2000. The company has borrowed funds in 1997 making investments into Ukrainian market, which is the reason of such high debt/equity ratio in 1997. It is decreasing along with debt/total capital ratio (long-term debt/ long term-debt + shareholder's equity), which was 39.8% in 2000 comparing to 41.9% in 1997. This is a good sign of increasing long-term solvency. EBIT/interest ratio, which shows how many times the company can cover its obligations was rather stable during the last three years (4.7 in 1999, 2000, 4.8 in 1998) increasing significantly from 3.8 in 1997. The company has significantly decreased its debt in 1998, which was reflected in the increased solvency in the last three years. Asset Utilization The efficiency of the business is measured by asset usage ratios. Asset utilization ratios are especially important for internal monitoring concerning performance over multiple periods, serving as warning signals or benchmarks from which meaningful conclusions may be reached on operational issues (Blok and Hirt, 2005). Asset turnover is one of the most important

Abortion Essay Example | Topics and Well Written Essays - 750 words - 16

Abortion - Essay Example The focus in the essay "Abortion" is on this operation that allows a woman to put an end to a human life. Abortion gives a woman the right to terminate a pregnancy if she feels that she is not in a position to give birth to a child owing to emotional, psychological, social, medical or financial reasons. There are people who say that abortion is immoral and should be made illegal because it violates the rights of a fetus (Maguire 155). These people believe that actually speaking human life does not begin at birth, but it begins right from the time when two people conceive a fetus. Hence, a fetus is as much a human as any other individual. Thereby, by the virtue of being a human, a fetus does have the right to life and aborting a fetus deprives it of the right to life (Maguire 155). So women should not be allowed to have an abortion and if possible, abortion should be made illegal. However, on a closer analysis, one finds that this line of argument is also utterly wrong and faulty. Even if one assumes that a fetus is a human and has the right to life, the rights of an unborn fetus could not be given precedence over the rights of a woman who carries that fetus. No individual can be given a right over another individual’s body. Hence, it would be logical to say that a fetus does not have the right to occupy a woman’s body and to draw sustenance from her body, against her wishes and desires. Therefore, the right to life of a fetus is subject to the will and intentions of the woman that carries that fetus.

Maritime LAW Essay Example | Topics and Well Written Essays - 2000 words

Maritime LAW - Essay Example The notion behind arresting the ship rests in the notion of the ship itself as being the wrongdoer and thereby liable to arrest and offer the same for sale to settle the claims by a creditor. It normally involves securing the appearance of the defendant ship owner and corroborates the jurisdiction of the Court. If the Court permits the maritime creditor’s claim, the verdict is then enforceable against the detained res by judicial sale or security given to assume its place. (Force et al, 2006:262). An action in rem may be initiated against a ship in connection with which a claim arose or against a sister ship. As per the decision held in Gatoil Inc. v Arkwright –Boston Co [1985] A.C. 255 at 265, under the Arrest Convention, there exists a right to initiate an action in rem against another ship of the owner. (Gault et al: 2003:31). An action in rem can be initiated in the High Court against the ship where there exists a maritime lien on the ship and in cases where there e xists a statutory right to proceed in rem. (Gault et al 2003:31). For many centuries, action in rem is the remedy most sought for and used to, and it is being the specialty of the Admiralty Court and for the Courts having parallel jurisdiction and it offers a chief benefit over the same. For initiating any action against a ship is the specialty to proceed in the Admiralty Court directly, and it has been regarded as the illustrious aspect of the Admiralty jurisdiction. Even from the Elizabethan era, the action in rem is being employed in the Admiralty court and however, during the middle of the nineteenth century, the modern theory of maritime liens, i.e. rights against the ship started to evolve. The starting of consideration of the action in rem is itself must lie in the onset of the theory of maritime liens as the two concepts have become interconnected. (Wiswall 1970:155) As per Jervis, maritime lines were the founding stones of actions in rem which was itself a maxim as laid dow n in â€Å"The Bold Cuccleugh† where a solid substantive verdict was given that the action in rem was a proceeding directly against a ship and not a procedural mechanism to enrich personal jurisdiction over owners. (Wiswall 1970:158). Thus, in the case of action in rem, action in personam cannot be claimed was vitiated by the verdict given by Sir Francis Jeune in â€Å"The Dictoar â€Å"in 1891 and when action being in rem, and if any bail that had been offered should stand as a substitute for the ship, and it should be treated as the limit of the liability and it was not proper to award a decree or a judgement in personam in an action in rem. Thus, separate legal proceedings should be initiated for an action to be brought in personam was needed mainly to obtain satisfaction of the balance of the savage award. (Wiswall 1970:158). Traditionally, an action in rem has been considered as an action against the ship itself and does not refer to any action against a ship owner unt il and at least the ship owner acknowledges services of the claim form. â€Å"The House of Lords â€Å"in â€Å"The Indian Grace â€Å"held that under the â€Å"s.34 of the Civil Jurisdiction and Judgments Act, 1982 â€Å", an â€Å"